Merit Wealth, LLC

Physicians

As a highly trained physician, you deserve a wealth management team with extensive expertise and a profound understanding of the opportunities and challenges you face. Merit Wealth specialized in working with physicians in a variety of specialties, creating comprhensive, evidence-based wealth plans for every phase of your career, from residency to retirement. 

New Physicians

This is an exciting stage in your career, but it can also mean the burden of student loans, constrained cash flow, deciding if and how to buy into a practice and how to manage the risks that come with your profession. 

With all you have going on, it can be difficult as a new physician to focus on long-term planning.

But it’s important to get started with a sound financial plan that reflects and balances your priorities, including professional opportunities and growth, buying a home, and starting a family. Though retirement may seem like a long way away, we also focus on helping you plan and invest for it now—which may allow you to retire earlier if you want. While no one can predict the future, the financial plan we create together, is designed to help protect you and your loved ones against the unexpected.

At Merit Wealth, we help free you up from the day-to-day work of planning and managing your financial future so you can focus on building your wealth and achieving financial independence.

We can help you:

  • Plan to pay down medical school debt while balancing other financial priorities
  • Put together a strategy to buy or start a practice
  • Protect against the unexpected
  • Manage potential liabilities
  • Offer tax-management strategies
  • Create a college planning strategy for your family
  • Start planning, saving, and investing for retirement
  • Protect your wealth against risks (disability, premature death, potential legal liabilities)
Medical school professor using model to teach nursing students
Doctor's white coat with stethoscope on hanger over white background with copy space. Healthcare and medical concept.

Mid-Career

As a Physician in the middle of your career, you are focusing on growing your practice and spending time with your family and loved ones. We can help you build a strong financial plan – whether improving on an existing plan or creating a new one (it is never too late to start).  Our goal is to help you make the most of your financial situation today while creating a clear path to the future and retirement on your terms. We also want to make sure that we manage and minimize any potential risks you may encounter along the way.

We can help you:

  • Put together a strategy to pay for children’s education
  • Implement a more cost-effective retirement plan that requires less paperwork and administration
  • Make sure you are on track for a secure retirement
  • Protect your family, yourself, your assets, and your practice against the unexpected
  • Make sure you are not overpaying taxes through tax optimization and tax efficiency strategies
  • Buy a practice or handle the buyout of a colleague
  • Work closely with your other financial professionals, including your CPA and Estate Attorney, to ensure an efficient and coordinated approach
  • Protect your wealth against risks (disability, premature death, potential legal liabilities)

Retirement

You’ve enjoyed a significant career and achieved financial success, but now you are thinking about how to make the transition to retirement (or working fewer hours). We can help create a plan to make this transition as seamless and financially effective as possible. This includes selling your practice or a succession plan, tax-management, investments and distributions, and creating a reliable retirement income stream.

We can help you:

  • Analyze your options for selling/transitioning your practice
  • Make sure you continue to enjoy a secure, comfortable retirement and don’t outlive your money
  • Make sure you are not overpaying taxes through tax optimization and tax efficiency strategies
  • Ensure you have money to pay for the unexpected as well as ongoing expenses and regular retirement income through cash and income planning
  • Help you leave a legacy for your loved ones, future generations, and your preferred charities through estate planning
Rear view of senior male doctor in white coat standing near the window at office thinking and resting after work

Ready to see if we are a good fit?