WHAT DOES MERIT WEALTH MANAGEMENT, LLC, DO WITH YOUR FINANCIAL INFORMATION?
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect, and share depend on the product or service you have with us. This information can include: ▪ Social Security number and income ▪ Account balances and assets ▪ Transaction history ▪ Credit history and credit scores |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Merit Wealth Management, LLC, chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Do we share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you. We will never sell or share your personal information with 3rd parties for marketing purposes. This includes email, SMS, and any other forms of communication. SMS opt-in or phone numbers for the purpose of SMS are not being shared. | No | No |
| For joint marketing with other financial companies | No | Not Applicable |
| For our affiliates’ everyday business purposes – information about your transactions and experiences. | Yes | No |
| For our affiliates’ everyday business purposes – information about your creditworthiness. | No | Not Applicable |
| For our affiliates to market to you | No | Not Applicable |
| For nonaffiliates to market to you | No | Not Applicable |
| Who we are | |
|---|---|
| Who is providing this notice? | Merit Wealth Management, LLC |
| What we do | |
|---|---|
| How does Merit Wealth Management, LLC, protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Merit Wealth Management, LLC, collect my personal information? | We collect your personal information, for example, when you: ▪ Open an account ▪ Deposit money ▪ Seek advice about your investments ▪ Enter into an investment advisory contract ▪ Tell us about your investment or retirement portfolio or earnings We also collect your personal information from other companies. |
| Definitions | |
|---|---|
| Affiliates | Companies are related by common ownership and control. They can be financial and nonfinancial companies. ▪ We may share information with our affiliates for our everyday business purposes, including information about your transactions and experiences. |
| Nonaffiliates | Companies not related by common ownership and control. They can be financial or nonfinancial companies. ▪ We do not share with nonaffiliates so that they can market to you. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. ▪ We do not jointly market. |
| Other Important Information |
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