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Investment advisory services are offered through Merit Wealth, LLC, a DBA of tru Independence Asset Management 2, LLC, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Registration as an investment advisor does not imply any level of skill or training. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information is not an offer or a solicitation to buy or sell securities. Investments involve risk and are not guaranteed. The information contained may have been compiled from third-party sources and is believed to be reliable.